Sukrapath Cooperation|Service Single

Loans

Home Loan

Our affordable and flexible home loans are designed to take you closer to your dream home. Our Home Loan affordability calculator is based on your requirements. Fulfil your dream of owning a home with the "Sukrapath Home Loan"

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Features/Benefits

Attractive interest rate — Make your home loan affordable and easier on your pocket every month with attractive home loan interest rates.

Tips to keep in mind while applying for a home loan

If you apply for a high amount, the co-operative may not approve your loan. Also, once you know the loan amount you are eligible for you can plan for the rest of the down payment accordingly.
Be sure about how much you can afford through Equated Monthly Instalments (EMIs) because a home loan is a long term commitment.

Requirements

Completely filled application form
Citizenship photocopy
Two passport size photograph
Complusary make your trustable person as a nominee

Do’s	Don’ts
Do your research about the home-property price, builder’s background, clearances for the project, etc. Also do your research about the home loan - interest rate, processing charges, repayment schedule, etc	Don’t apply for loans on multiple aggregator websites as it indicates you are loan hungry and may reduce the chances of your application being approved
Know the amount you have to pay such as down payment amount, processing charges, stamp duty, registration fees and make provision for the same	Don’t take too many loans before you apply for a home loan-such as a personal loan or auto loan. As home loan amounts are big-ticket loans this will impact your eligibility.
Ensure all documents are in place – salary slips, Income Tax Returns, property agreement, and registration, etc	Don’t delay your loan repayments as this will impact your credit score negatively
Take time to improve your credit history, if required before you apply for a home loan as there are chances that the Co-operative may offer you better terms and conditions	Don’t take a huge loan as you may find it difficult to repay. Affordability is key when it comes to home loan